It’s been a difficult year in super…
so it’s more important than ever to make sure every cent counts!
 There’s no doubt your super’s had a tough time of it over the past 18 months or so. And it’s during times like these, when there seems no easy way for your super to get ahead, that every cent counts.
There’s many things that affect your super savings.
An obvious one is investment markets. There’s a lot about markets we cannot control, but there’s also a lot we can do as well. This is why we’ve done things like appoint a new lineup of managers to manage the fund’s bonds asset class (see story titled Investment news... new manager lineup for our bonds asset class). And three years ago we introduced a Lifecycle Strategy which automatically moves members to less risky investment options as they get older.
And then there’s fees. Did you know that the fees you pay us are well below average? According to SuperRatings our fees are “well below the industry average and not-for-profit average on all fee comparisons”. Which means more of your money is working for you and building your retirement savings.
Have a read of the story Three easy things you can do to make every cent of your super count for some other things you can do to get the most out of your super. Take a look and you’ll be surprised at how easy some of them are.
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Super continues to stack up as a great long-term investment
Despite all that’s happened on markets, over the long term super still remains one of the best and most tax-effective ways you can save for your retirement.
Read more |
Three easy things you can do to make every cent of your super count
1. Combine all your super in one fund, 2. Take advantage of all the ways you can tip money into your super, 3. Invest for growth.
Read more |
Budget changes make getting the most out of your super more important than ever
Changes in the government’s recent budget mean it’s now more important than ever to make sure you’re doing all you can to maximise your super savings. There’s four things in particular from the budget that you should know about.
Read more |
Investment news … new manager lineup for our bonds asset class
There are now 11 managers (up from five) along with a greater mix of bond investment styles, approaches and sectors.
Read more |
Are you expecting a government co-contribution this year?
The Australian Taxation Office (ATO) has advised us that there could be a delay in the government making these contributions to your super due to problems with their systems.
Read more |
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If you have any questions about this newsletter or your AUSCOAL Super account, you can contact us by email, phone, face-to-face or post. |
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Want to stay in touch with your super?
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Well, it’s time to sign up to our new Stay in Touch programme! ... register your email address and choose exactly what, how and when you hear from us. Easy!
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Member seminars in September and October
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Making the most of the ‘super’ recovery... find out when we’re visiting a location near you!
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