The information in this document is general in nature and doesn’t take into account your objectives, financial situation or needs. Before acting, you should consider whether the information is appropriate for you and read our Product Disclosure Statement. The information is based on our understanding of current Australian laws, including tax and super laws, and assumes these laws will remain unchanged. Issued by AUSCOAL Superannuation Pty Ltd | ABN 70 003 566 989 | AFSL 246864 trustee for the AUSCOAL Superannuation Fund | ABN 16 457 520 308. AUSCOAL Advice is the trading name of AUSCOAL Advisory Services Pty Ltd ABN 22 104 151 635, a Corporate Authorised Representative of the Adviser Network Pty Ltd ABN 25 056 310 699 AFSL 232729.